Sanama Mudharabah Saving

Agreement
Mudharabah : Investment transaction from the investor (shahibul maal) to the custodian (mudharib) in order to manage the capital which according to sharia principle, with agreed profit sharing by both of side.

Mudharabah Muthlaqoh : Agreement between the investor (shahibul maal) with the custodian (mudharib) to make a profit which will share for both of them that according to the agreement. The mudharib have an authority to manage the capital in any field without the investor's approval.

Advantages
1. Short term investment
2. Save keeping and Guaranteed
3. Deposit and draw account in any BMT Sanama Operasional Offices
4. Pick and delivery services for deposit and draw account
5. Standing order service
6. Zakah, infaq and shodaqoh relocate.

National Sharia Committee Instruction No: 02/DSN-MUI/IV/2000 about Saving.

Balancing Determinate
1. Begining Balance: Rp. 10.000
2. Minimum Balance : Rp. 0
3. Minimum Deposit : Rp. 10.000