MUDHARABAH SANAMA LENDING

Is a lending which the whole capital were undertake by the bank. The earning profit will be share according to the agreed nisbah.

Agreement
•MUDHARABAH - Investment transaction from the investor (shahibul maal) to the custodian (mudharib) in order to manage the capital which according to sharia principle, with agreed profit sharing by both of side.

Advantages
• Covering the whole capital budget
• Fixed sharing profit nisbah between the bank and the customer
• Changing payment according to the revenue level or revenue sharing

FACILITYS
• Profit sharing according to the agreement
• Flexible mechanism payment (per month or lump sum)
• Profit sharing base on the revenue sharing

National Shari’a Committee Instruction No: 07/DSN-MUI/IV/2000 about Mudharabah Lending (Qiradh).