SANAMA DEPOSIT

Agreement
Mudharabah : Investment transaction from the investor (shahibul maal) to the custodian (mudharib) in order to manage the capital which according to sharia principle, with agreed profit sharing by both of side.

Mudharabah Muthlaqoh : Agreement between the investor (shahibul maal) with the custodian (mudharib) to make a profit which will share for both of them that according to the agreement. The mudharib have an authority to manage the capital in any field without the investor's approval.

ADVANTAGES
• Directed investment based on sharia principle
• Term choices : 1, 3, 6, and 12 month
• Save and guaranteed
• Lending guarantee capability
• Competitif sharing profit

FACILITYS
• Automatic Roll Over (ARO)
• The sharing profit could be added to the principle amount of deposit, transfer or overbook

Purposal :
• Individual
• Institution

Conditional :
• ID Card
• For Institution : NPWP, Company Certificate, Company license, etc
• Minimum Nominal: Rp 500,000

National Shari’a Comittee Instruction No: 03/DSN-MUI/IV/2000 about Deposit.